泛亚电竞

银行违规办理远期结售汇案

发布:泛亚电竞_泛亚电竞app怎么下载-官网APP下载 2016-07-11 15:51 来源:泛亚电竞_泛亚电竞app怎么下载-官网APP下载 《中国外汇》2017年第11期
本案系外汇局广东省东莞市中心支局查实的无真实需求办理远期结售汇业务的案件。

benanxiwaihuijuguangdongshengdongguanshizhongxinzhiju(xiacheng“dongguanzhongxinzhiju”)chashidewuzhenshixuqiubanliyuanqijieshouhuiyewudeanjian。yiwangdewaihuiyanshengpinweiguianjian,daduoshidanxiangdeyuanqigouhuihuoyuanqijiehui;erbenantongshishejitongyizhutideyuanqigouhuiheyuanqijiehui,qieyinxingliucundebanliyewudedanzhengqiquan,kansiyichongfenlvxingleshenhezeren。zaizheizhongqingkuangxia,jiancharenyuanjinkouyinxingkehuyuanqijieshouhuiyewudeshijifengxianchangkou,zuizhongzhengmingyinxingkehudeyuanqijieshouhuiyewubufuhe“shixujiaoyi”yuanze。

案件线索

2015nianchu,guojiawaihuiguanlijukaizhanyinxingwaihuiyewuzhuanxiangjiancha,guangdongshengfenjuxiangdongguanzhongxinzhijuxiafalezhongdiankeyixiansuo。dongguanzhongxinzhijujiancharenyuanzaijinyibukaizhanfeixianchangfenxishi,faxiandyjgongsizaibanliduobijiehuiyewudedangri,yefashengjinejibenyizhidegouhuiyewu,bingqiegouhui、jiehuiyewujunzaidgyijiayinxingbanli。zaidiaoyuebanliyewuliucundeziliaohou,dongguanzhongxinzhijufaxianxiangguanyewuyichang,suijuedingduigaiyinxingliandiaocha。

案情简介

泛亚电竞 2014nian8yuezhi10yue,dgyinxingyudyjgongsiqiandingle10biyuanqishouhuiheyue,zongjine6690wanmeiyuan,shenhedeziliaoweijinkoudinggouhetong。tongshi,yinxingyouyudyjgongsiqiandinglexiangtongjinedeyuanqijiehuiheyue。dyjgongsizaibanlimeibiyuanqigouhuiheyuejiaogehou,junxiangyinxingtijiao“jinjitongzhihan”,quxiaoduiwaifukuan,bingyongsuogouwaihuibanliyuanqijiehuiheyuedelvyuejiaoge。yinxingshangshumeiyibiyuanqishouhuiheyuejunyouyibijinexiangtongdeyuanqijiehuiheyuexiangduiying,jikehuyuanqijiehuilvyueshidewaihui,laiyuanyuyuanqigouhui。

benannandianzhiyishiquedingyinxingbanlishangshuyewushifoufuhe“shixujiaoyi”yuanze。2014nian1yuezhi2015nian3yue, dyjgongsihuowumaoyichukoujine60689wanmeiyuan,jinkou30262wanmeiyuan,yichangyuanqijieshouhuiyewujinezhanqimaoyixiangxiazhengchangshoufuhuijinedebilibuda;erqie,yinxingzaibanliyuanqijieshouhuilvyueshijunshenhelexiangyingdanzheng,renweiqiyeqiandingyuanqijieshouhuiheyuejunyouzhenshixuqiu,buweifanwaihuiguanlifagui。dan“shixujiaoyi”yuanzedeneihanshi,kehujuyou“duichongwaihuifengxianchangkoudezhenshixuqiubeijing”;erdyjgongsiyiyuanqigouhuisuodewaihuibanlijiehui,shijishiyiyuanqigouhuiduichongyuanqijiehuidefengxian,liangzhehuweifengxianchangkou。yinci,dgyinxingweidyjgongsibanlideyuanqijieshouhuiyewubufuhe“shixujiaoyi”yuanze。

泛亚电竞 benannandianzhiershiquedingyinxingbanlishangshuyewushifoufuhe“zhanyesanyuanze”。qiyeduociquxiaofuhui,jiangsuogouwaihuibanlijiehui,shuomingqiyeyuyanshengchanpinjiaoyizhijiexiangguandejichuwaihuizichanfuzhaihuowaihuishouzhidezhenshixingcunyi,yinxingbuyingfashengduobileisiyewu;tongshi,yinxingwanquanhushileqiyecileiyuanqigoujiehuiheyuezhishiweiledanchunchongyewuliang,yibujuyouguibihuilvfengxianzuoyongdeqingkuang。zheibiaoming,gaiyinxingzaiyuanqijieshouhuiqianyue、lvyuedenghuanjie,junweiyouxiaolvxing“zhanyesanyuanze”。

定性和处罚

dgyinxingbanliwuzhenshixuqiubeijingdeyuanqijieshouhuiyewu,weifanle《guojiawaihuiguanlijuguanyuyinfa〈yinxingbanlijieshouhuiyewuguanlibanfashishixize〉detongzhi》(huifa〔2014〕53hao)fujian1: 《yinxingbanlijieshouhuiyewuguanlibanfashishixize》disanshiyitiaoguanyu“yinxingduikehubanliyanshengchanpinyewu,yingdangjianchishixujiaoyiyuanze。kehubanliyanshengchanpinyewujuyouduichongwaihuifengxianchangkoudezhenshixuqiubeijing,bingqiezuoweijiaoyijichusuochiyoudewaihuizichanfuzhai、yuqiweilaidewaihuishouzhianzhaowaihuiguanliguidingkeyibanlijiqijieshouhuiyewu”deguiding,yijidisanshiertiaoguanyu“yukehudachengyanshengchanpinjiaoyiqian,yinxingyingquerenkehubanliyanshengchanpinyewufuheshixujiaoyiyuanze,binghuoquyoukehutigongdeshengming、querenhandengnenggouzhengmingqizhenshixuqiubeijingdeshumiancailiao……”deguiding,shuyuweianzhaoguidingbanlijieshouhuidexingwei。

dongguanzhongxinzhijugenju《zhonghuarenmingongheguowaihuiguanlitiaoli》disishiqitiao“jinrongjigouyouxialieqingkuangzhiyide,youwaihuiguanlijiguanzelingxianqigaizheng,meishouweifasuode,bingchu20wanyuanyishang100wanyuanyixiadefakuan;qingkuangyanzhonghuozheyuqibugaizhengde,youwaihuiguanlijiguanzelingtingzhijingyingxiangguanyewu……(san)weifanguidingbanlijiehui、shouhuiyewude……”deguiding,duidgyinxingjinxinglechufa。kaolvdaogaixingnengjijipeihejiancha,bingrenzhenzhenggaidengqingkuang,yifaduidgyinxingzelinggaizheng,chuyirenminbi25wanyuandefakuan。

案件启示和思考

yishizaifeixianchangfenxizhongzhaozhunyichangdianketigaozhunquedu。waihuiweiguixingweiwangwanghuiyouyichangdewaizaibiaoxian。jiancharenyuanjucishezhizhibiao,keyouxiaotigaofeixianchangfenxidezhunquedu。benanyiqiyezaitongyiribanlidaejieshouhuiyewuweifengxiandian,shuntengchashiledgyinxingdeweiguixingwei;zaijinyibuduiwaihuiyanshengpinyewudefenxizhongyoufaxian,zaiwujinkouyewu,yeweifashengguoshoufuhuideqingkuangxia,qiyedexiangguanyewushifoufuhe“shixujiaoyiyuanze”jiqikeyi。

ershiyifengxianchangkoulaizhunquepanduanyanshengpinyewushifoufuhe“shixujiaoyi”yuanze。yinxing、qiyewangwanghuiduiwaihuiguanlifaguiduanzhangquyi,weizishentigong“zhengcezhichi”。rudgyinxingweidyjgongsibanliyuanqijieshouhuiyewushi,pianmianqiangdiaodyjgongsijuyouxiangyingdejinchukouguimoerhushi“shixujiaoyi”yuanzezheiyiqiantitiaojian。jiancharenyuanzailiqingwaihuiyanshengpinjiaoyishijiduichongdefengxianchangkouhou,jiukepanduanxiangguanyewushifoufuhe“shixujiaoyi”yuanze。

sanshizaiwaihuiyanshengpinyewugehuanjiezhongyaoquanmianluoshi“zhanyesanyuanze”。benanbiaoming,yinxingyingjianglvyueshenhemaoyibeijingtiqiandaoqianyuehuanjie,zaiyuanqijiehuiqianyueshijiuchongfenlejiekehudeshengchanjingyingqingkuang,panduankehubanliyewudemude。duiyubanliyuanqijiehuidewaihuizijinlaiyuan,yinxingyaojiaqiangzhenshixingshenhe,quebaoqiyuqianyueshishuomingdezijinlaiyuanyizhi。

guojiawaihuiguanlijuguanlijianchasi gonggao

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