银行违规办理远期结售汇案
benanxiwaihuijuguangdongshengdongguanshizhongxinzhiju（xiacheng“dongguanzhongxinzhiju”）chashidewuzhenshixuqiubanliyuanqijieshouhuiyewudeanjian。yiwangdewaihuiyanshengpinweiguianjian，daduoshidanxiangdeyuanqigouhuihuoyuanqijiehui；erbenantongshishejitongyizhutideyuanqigouhuiheyuanqijiehui，qieyinxingliucundebanliyewudedanzhengqiquan，kansiyichongfenlvxingleshenhezeren。zaizheizhongqingkuangxia，jiancharenyuanjinkouyinxingkehuyuanqijieshouhuiyewudeshijifengxianchangkou，zuizhongzhengmingyinxingkehudeyuanqijieshouhuiyewubufuhe“shixujiaoyi”yuanze。
案件线索
2015nianchu，guojiawaihuiguanlijukaizhanyinxingwaihuiyewuzhuanxiangjiancha，guangdongshengfenjuxiangdongguanzhongxinzhijuxiafalezhongdiankeyixiansuo。dongguanzhongxinzhijujiancharenyuanzaijinyibukaizhanfeixianchangfenxishi，faxiandyjgongsizaibanliduobijiehuiyewudedangri，yefashengjinejibenyizhidegouhuiyewu，bingqiegouhui、jiehuiyewujunzaidgyijiayinxingbanli。zaidiaoyuebanliyewuliucundeziliaohou，dongguanzhongxinzhijufaxianxiangguanyewuyichang，suijuedingduigaiyinxingliandiaocha。
案情简介
泛亚电竞 2014nian8yuezhi10yue，dgyinxingyudyjgongsiqiandingle10biyuanqishouhuiheyue，zongjine6690wanmeiyuan，shenhedeziliaoweijinkoudinggouhetong。tongshi，yinxingyouyudyjgongsiqiandinglexiangtongjinedeyuanqijiehuiheyue。dyjgongsizaibanlimeibiyuanqigouhuiheyuejiaogehou，junxiangyinxingtijiao“jinjitongzhihan”，quxiaoduiwaifukuan，bingyongsuogouwaihuibanliyuanqijiehuiheyuedelvyuejiaoge。yinxingshangshumeiyibiyuanqishouhuiheyuejunyouyibijinexiangtongdeyuanqijiehuiheyuexiangduiying，jikehuyuanqijiehuilvyueshidewaihui，laiyuanyuyuanqigouhui。
benannandianzhiyishiquedingyinxingbanlishangshuyewushifoufuhe“shixujiaoyi”yuanze。2014nian1yuezhi2015nian3yue, dyjgongsihuowumaoyichukoujine60689wanmeiyuan，jinkou30262wanmeiyuan，yichangyuanqijieshouhuiyewujinezhanqimaoyixiangxiazhengchangshoufuhuijinedebilibuda；erqie，yinxingzaibanliyuanqijieshouhuilvyueshijunshenhelexiangyingdanzheng，renweiqiyeqiandingyuanqijieshouhuiheyuejunyouzhenshixuqiu，buweifanwaihuiguanlifagui。dan“shixujiaoyi”yuanzedeneihanshi，kehujuyou“duichongwaihuifengxianchangkoudezhenshixuqiubeijing”；erdyjgongsiyiyuanqigouhuisuodewaihuibanlijiehui，shijishiyiyuanqigouhuiduichongyuanqijiehuidefengxian，liangzhehuweifengxianchangkou。yinci，dgyinxingweidyjgongsibanlideyuanqijieshouhuiyewubufuhe“shixujiaoyi”yuanze。
泛亚电竞 benannandianzhiershiquedingyinxingbanlishangshuyewushifoufuhe“zhanyesanyuanze”。qiyeduociquxiaofuhui，jiangsuogouwaihuibanlijiehui，shuomingqiyeyuyanshengchanpinjiaoyizhijiexiangguandejichuwaihuizichanfuzhaihuowaihuishouzhidezhenshixingcunyi，yinxingbuyingfashengduobileisiyewu；tongshi，yinxingwanquanhushileqiyecileiyuanqigoujiehuiheyuezhishiweiledanchunchongyewuliang，yibujuyouguibihuilvfengxianzuoyongdeqingkuang。zheibiaoming，gaiyinxingzaiyuanqijieshouhuiqianyue、lvyuedenghuanjie，junweiyouxiaolvxing“zhanyesanyuanze”。
定性和处罚
dgyinxingbanliwuzhenshixuqiubeijingdeyuanqijieshouhuiyewu，weifanle《guojiawaihuiguanlijuguanyuyinfa〈yinxingbanlijieshouhuiyewuguanlibanfashishixize〉detongzhi》（huifa〔2014〕53hao）fujian1: 《yinxingbanlijieshouhuiyewuguanlibanfashishixize》disanshiyitiaoguanyu“yinxingduikehubanliyanshengchanpinyewu，yingdangjianchishixujiaoyiyuanze。kehubanliyanshengchanpinyewujuyouduichongwaihuifengxianchangkoudezhenshixuqiubeijing，bingqiezuoweijiaoyijichusuochiyoudewaihuizichanfuzhai、yuqiweilaidewaihuishouzhianzhaowaihuiguanliguidingkeyibanlijiqijieshouhuiyewu”deguiding，yijidisanshiertiaoguanyu“yukehudachengyanshengchanpinjiaoyiqian，yinxingyingquerenkehubanliyanshengchanpinyewufuheshixujiaoyiyuanze，binghuoquyoukehutigongdeshengming、querenhandengnenggouzhengmingqizhenshixuqiubeijingdeshumiancailiao……”deguiding，shuyuweianzhaoguidingbanlijieshouhuidexingwei。
dongguanzhongxinzhijugenju《zhonghuarenmingongheguowaihuiguanlitiaoli》disishiqitiao“jinrongjigouyouxialieqingkuangzhiyide，youwaihuiguanlijiguanzelingxianqigaizheng，meishouweifasuode，bingchu20wanyuanyishang100wanyuanyixiadefakuan；qingkuangyanzhonghuozheyuqibugaizhengde，youwaihuiguanlijiguanzelingtingzhijingyingxiangguanyewu……（san）weifanguidingbanlijiehui、shouhuiyewude……”deguiding，duidgyinxingjinxinglechufa。kaolvdaogaixingnengjijipeihejiancha，bingrenzhenzhenggaidengqingkuang，yifaduidgyinxingzelinggaizheng，chuyirenminbi25wanyuandefakuan。
案件启示和思考
yishizaifeixianchangfenxizhongzhaozhunyichangdianketigaozhunquedu。waihuiweiguixingweiwangwanghuiyouyichangdewaizaibiaoxian。jiancharenyuanjucishezhizhibiao，keyouxiaotigaofeixianchangfenxidezhunquedu。benanyiqiyezaitongyiribanlidaejieshouhuiyewuweifengxiandian，shuntengchashiledgyinxingdeweiguixingwei；zaijinyibuduiwaihuiyanshengpinyewudefenxizhongyoufaxian，zaiwujinkouyewu，yeweifashengguoshoufuhuideqingkuangxia，qiyedexiangguanyewushifoufuhe“shixujiaoyiyuanze”jiqikeyi。
ershiyifengxianchangkoulaizhunquepanduanyanshengpinyewushifoufuhe“shixujiaoyi”yuanze。yinxing、qiyewangwanghuiduiwaihuiguanlifaguiduanzhangquyi，weizishentigong“zhengcezhichi”。rudgyinxingweidyjgongsibanliyuanqijieshouhuiyewushi，pianmianqiangdiaodyjgongsijuyouxiangyingdejinchukouguimoerhushi“shixujiaoyi”yuanzezheiyiqiantitiaojian。jiancharenyuanzailiqingwaihuiyanshengpinjiaoyishijiduichongdefengxianchangkouhou，jiukepanduanxiangguanyewushifoufuhe“shixujiaoyi”yuanze。
sanshizaiwaihuiyanshengpinyewugehuanjiezhongyaoquanmianluoshi“zhanyesanyuanze”。benanbiaoming，yinxingyingjianglvyueshenhemaoyibeijingtiqiandaoqianyuehuanjie，zaiyuanqijiehuiqianyueshijiuchongfenlejiekehudeshengchanjingyingqingkuang，panduankehubanliyewudemude。duiyubanliyuanqijiehuidewaihuizijinlaiyuan，yinxingyaojiaqiangzhenshixingshenhe，quebaoqiyuqianyueshishuomingdezijinlaiyuanyizhi。
guojiawaihuiguanlijuguanlijianchasi gonggao
