银行违规办理贸易融资案
泛亚电竞 waihuijuweifangshizhongxinzhiju（yixiajiancheng“weifangzhongzhi”）congyinxingshujuqieru，faxianmaoyirongzichaochangzengzhangyewu，zaitongguofenxibiduixiangguanqiyedeshouzhi，suodingbupipeiqiye，chachuleyiqiyinxingweiwanchengyewuzhibiao，fangqi“zhanyesanyuanze”，shenzhiyaoqiuqiyepeihezuojiadeweiguianjian。weifangzhongzhitongguoduiyinxingweiguiwentidejiancha，yanshendaoduixianyiqiyejinxingjianchahechufa，shixianleduiweiguixingweidequanliantiaochachu。
案件线索
genjuguojiawaihuiguanlijuduiyinxingwaihuiyewu“liangjiaqiang、liangezhi”zhuanxiangjianchadeyaoqiu，weifangzhongzhiduizxyinxingwaihuiyewushujujinxinglefeixianchangfenxi，faxiangaixing2014nianmaoyirongzijinezengzhangjiaokuai，yushicongzhongxuanquxiangguanqiye，biduiqiyedechukoushouhui、chukoubaoguan、chukoujiehuihemaoyirongzishuju，bingxuanquchaejiaodaqiyedemaoyirongziyewujinxingzhongdianjiancha。tongguojiancha，chashilezxyinxingbanlijingchangxiangmuzijinshoufuerweiduijiaoyidanzhengdezhenshixingjiqiyuwaihuishouzhideyizhixingjinxinghelishenchadeyewugong4bi，jine3865wanmeiyuan。zaicijichushang，weifangzhongzhiyoujiangjianchayanshenzhishexiantigongxujiachukoubaoguandande4jiaqiye，bingchashileqitijiaodanzhengbuzhenshidexingwei。
案情简介
2014nian，zxyinxingweifangfenxingwei4jiaqiyebanlichukouyahui4bi，gongji3865wanmeiyuan，suoliucunde12fenchukoubaoguandan，juntaogailejine。ru，2014nian6yue13ri，weicmzybanlichukouyahuiyewu1bi，jine2000wanmeiyuan，shenheliucunchukouhuowubaoguandanfuyinjian2zhang。qizhong: yifenbaoguandanfuyinjianxianshihuowuzongjiawei1278.65wanmeiyuan，danjingchaxunhaiguanshuju，gaibaoguandandeshijibaoguanjinewei1.11wanmeiyuan；lingyifenbaoguandanfuyinjianxianshihuowuzongjiawei1221.97wanmeiyuan，jingchaxunhaiguanshuju，gaibaoguandandeshijibaoguanjinewei3.69wanmeiyuan。
定性和处罚
泛亚电竞 shangshuxingweiweifanle《zhonghuarenmingongheguowaihuiguanlitiaoli》dishiertiaoguanyu“jingchangxiangmuwaihuishouzhiyingdangjuyouzhenshi、hefadejiaoyijichu。jingyingjiehui、shouhuiyewudejinrongjigouyingdanganzhaoguowuyuanwaihuiguanlibumendeguiding，duijiaoyidanzhengdezhenshixingjiqiyuwaihuishouzhideyizhixingjinxinghelishencha”deguiding，《guojiawaihuiguanlijuguanyuwanshanyinxingmaoyirongziyewuwaihuiguanliyouguanwentidetongzhi》（huifa〔2013〕44hao）diertiaoguanyu“yinxingyingdangzunxun‘lejienidekehu’yuanze，qieshilvxingmaoyirongzizhenshixing、heguixingshenchazhize，jijizhichishitijingjizhenshimaoyirongzixuqiu，fangzhiqiyexugoumaoyibeijingtaoquyinxingrongzi”deguiding，yiji《huowumaoyiwaihuiguanlizhiyin》（huifa〔2012〕38hao）disitiaoguanyu“jingyingjiehui、shouhuiyewudejinrongjigou（yixiajianchengjinrongjigou）yingdangduiqiyetijiaodemaoyijinchukoujiaoyidanzhengdezhenshixingjiqiyumaoyiwaihuishouzhideyizhixingjinxinghelishencha”deguiding，shuyubanlijingchangxiangmuzijinshoufu，weiduijiaoyidanzhengdezhenshixingjiqiyuwaihuishouzhideyizhixingjinxinghelishenchadexingwei。
genju《zhonghuarenmingongheguowaihuiguanlitiaoli》disishiqitiaoguanyu“jinrongjigouyouxialieqingxingzhiyide，youwaihuiguanlijiguanzelingxianqigaizheng，meishouweifasuode，bingchu20wanyuanyishang100wanyuanyixiadefakuan；qingjieyanzhonghuozheyuqibugaizhengde，youwaihuiguanlijiguanzelingtingzhijingyingxiangguanyewu: （yi）banlijingchangxiangmuzijinshoufu，weiduijiaoyidanzhengdezhenshixingjiqiyuwaihuishouzhideyizhixingjinxinghelishenchade……”deguiding，weifangzhongzhiduizxyinxingweifangfenxingchuyi36wanyuanfakuan。
泛亚电竞 tongshi，weifangzhongzhihaigenju《zhonghuarenmingongheguowaihuiguanlitiaoli》disishibatiaoguanyu“youxialieqingxingzhiyide，youwaihuiguanlijiguanzelinggaizheng，jiyujinggao，duijigoukeyichu30wanyuanyixiadefakuan，duigerenkeyichu5wanyuanyixiadefakuan: ……（san）weianzhaoguidingtijiaoyouxiaodanzhenghuozhetijiaodedanzhengbuzhenshide”deguiding，duishexiantigongxujiachukoubaoguandande4jiaqiyefenbiechuyile10zhi30wanyuandefakuan。
启示和思考
yaocongyixiafangmianjiaqiangyinxingzhixingzhanyesanyuanzedeguanli:
yishiwanshanyinxingneibuzilvjizhi。yinxingyingzaichongfenshibiefengxiandejichushang，shejishiheqitediandeneibuguanlizhiduheyewucaozuoliucheng，jiangzhanyeyuanzeyuyinxingxiangguanyewuliuchengjinxingzhenghe，jianlikehudeshenfenshenchahefengxianyewudejiandushenchajizhi，shixianbutongbumenjiandekehujiaoyi、jingying、xinyongpingjidengxinxidegongxiang，qianghuayinxingguanchezhanyesanyuanzedeneibujizhibaozhang。
ershijiaqiangyinxingneibujiandupeixun。yinxingyingzhidingneibuzhiyin，jiaqiangduifenzhijigoudezhidao，shixianyangedeguanlijiandu、mingxidezerenfengong、wanshandexitongkongzhijijingchangxingdegangweipeixun，zengqiangyuangongzunxunzhanyeyuanzedeyishihezeren，tigaoneikongzhiduhecaozuoliuchengdezhixingli。
sanshiyaojinyibujiaqiangmaoyirongziyewudejianguan。yaojiaqiangduimaoyirongziyewudefeixianchangjiance。tongguohuowumaoyixitong、richangbaobiaodengqudaojishizhangwoxiaquyinxingduiqiyemaoyirongzidezengjianbianhuaqingkuang，jianlihewanshanfengkongzhidu，duichuxianyichangbodongdeqiyejishijinxingdiaocha、qiuzheng，jiaqiangyichangshujudebidui，guankongrongzifengxian。
泛亚电竞 guojiawaihuiguanlijuguanlijianchasi gonggao
