泛亚电竞

保理业务中应收账款转让法律问题探讨

来源:泛亚电竞_泛亚电竞app怎么下载-官网APP下载 《金融&贸易》2018年第4期 作者:顾业强 刘延年
随着应收账款融资的日益盛行,保理商对于“合格”的应收账款选择需要制定相应的标准。

泛亚电竞 genjuyuanyinjianhui《shangyeyinxingbaoliyewuguanlizanxingbanfa》guiding,baoliyewushiyizhaiquanrenzhuanrangqiyingshouzhangkuanweiqianti,jiyingshouzhangkuancuishou、guanli、huaizhangdanbaojirongziyuyitidezonghexingjinrongfanyadianjing。youcikejian,baoliyewudeliangdahexintezhengweizhaiquanzhuanrangyuzonghefanyadianjing。zhaiquanzhuanrangshibaoliyewukaizhandeqianti,baolishangtongguoshourangjichuhetongxiangxiazhaiquanrendeyingshouzhangkuanzhaiquanjinertigonghouxudejinrongfanyadianjing。

muqian,falvshangduiyingshouzhangkuanbingwumingquededingyi,yuanyinjianhui《shangyeyinxingbaoliyewuzanxingbanfa》guiding,yingshouzhangkuanshizhi“qiyeyintigongshangpin、fanyadianjinghuozhechuzuzichanerxingchengdejinqianzhaiquanjichanshengdeshouyi,danbubaokuoyinpiaojuhuozheqitayoujiazhengquanerchanshengdefukuanqingqiuquan”。genjugaidingyi,yingshouzhangkuanchanshengdejichuweihuowuhuofanyadianjingyijisheshidetigong,qishizhishijiyuhetongchanshengdezhaiquan,bubaokuopiaoju、xinyongzhenghuoqitayoujiazhengquanchanshengdefukuanqingqiuquan。

应收账款转让对债务人的效力问题

genju《hetongfa》dibashitiao: “zhaiquanrenzhuanrangzhaiquande,yingdangtongzhizhaiwuren。weijingtongzhi,gaizhuanrangduizhaiwurenbufashengxiaoli。zhaiquanrenzhuanrangquanlidetongzhibudechexiao,danjingshourangrentongyidechuwai”。genjugaifatiao,yingshouzhangkuanzhuanrangdexiaoliquerencaiyongtongzhizhuyideyuanze,baolishangshourangyingshouzhangkuanhou,zhiyaozhengmingzhaiwurenshoudaoleyingshouzhangkuanzhuanrangtongzhi,jiukeyixiangqizhuzhangzhaiquan,yaoqiuzhaiwurendaoqizhifuyingshouzhangkuan。lingwai,yingshouzhangkuantongzhidezhutiyinggaishiyuanzhaiquanrenerfeibaolishang。shiwucaozuozhong,yingshouzhangkuankeyitongguokuaidi、paizhuanren、gongzhengdengduozhongfangshisongda。yingshouzhangkuanzhuanrangtongzhideneirong,yingdangbaokuo: (1)mingqueyingshouzhangkuanzhuanrangdeyisibiaoshi;(2)mingquesuozhuanrangdeyingshouzhangkuanfanwei、jine;(3)mingqueyingshouzhangkuanshourangrenjishoukuanrenzhanghu。

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