泛亚电竞

跨境直贷发展的新格局

guangyidekuajingzhidaiyewu，shizhijingneijigoucongfeijuminrongruben、waibizijindeyewu。muqian，yinxingweiqiyekehubanlidekuajingzhidaiyewu，tongchanghuicaiyongneibaowaizhaimoshishixian，ji: jingneiqiyezuoweifandanbaorenxiangjingneiyinxingshenqingkailishouyirenweijingwaidaikuanyinxingdekuajingrongzixingbaohan，jingwaidaikuanyinxingpingjingneiyinxingderongzixingbaohanweijingneizhaiwuren（keweibaohanshenqingrenzishenhuoqitajingneiqiye）fafangdaikuan。kaolvdaorongzichengben，kuajingzhidaiderongzibizhongtongchangweiwaibi，qiyerongruwaibihoujiehuizaijingneishiyong，bingzaidaoqirigouhuiguihairongzibenxi。duiyuyoutiqiansuodinghuilvchengbenxuqiudeqiye，haikeyibanliyuanqigouhuihuodiaoqiyewu。benwentaolundekuajingzhidaiyewu，tezhishangshuneibaowaizhaimoshidewaibikuajingrongzi＋yuanqigouhuizuheyewu。

2016nian3yuefen《guanyukuodaquankoujingkuajingrongzihongguanshenshenguanlishidiandetongzhi》（yinfa〔2016〕18hao，xiacheng“yinfa〔2016〕18haowen”）banbushishi，shijingneiqiyebianlidijieyongwaizhaichengweikeneng。kuajingzhidaiyewuyouciyingyunersheng，qijinyifazhanliangnianyouyule。bizhezhuyidao，yuliangnianqianxiangbi，jinqiyixiliezhengcedechutai，jijikuajingzhidaiyewudefazhandailaixindejiyu，yedailaixindetiaozhan。jiazhikuajingzhidaiyewufazhandeneishengdongliyefashenglebianhua，kuajingzhidaiyewudefazhanyijingyinglaixindegeju。benwenjiangjianyaofenxidangqiankuajingzhidaiyewudexindongli、xinjiyu、xintiaozhan，xiwangduiyinxingheqiyebanhao、yonghaokuajingzhidaiyewuyousuobiyi。

跨境直贷业务政策背景概述

kuajingzhidaidebenzhishiwaizhaiyewu。2016nian3yuezhiqian，chulebufenzimaoquneideqiyehewaiziqiye，jingneizhutihennanzhijiejieyongjingwaizijin。yinfa〔2016〕18haowenzejiangjingneizhutijieyongjingwairongzigaiweibeianzhi，bingshixing“kuajingrongzifengxianjiaquanyueshangxian”guanli，shishishangyunxudaduoshujingneizhutikeyizaibudayuzishenjingzichandefanwei、bingjingguoyidingyinzizhesuanhoudeeduneijieyongwaizhai。jiuzaidangnian，gaiwencushikuajingzhidaichuangxinyewuzaiquanguofanweineideyikaizhan。eryinianyihou，renminyinxingfabule《guanyuquankoujingkuajingrongzihongguanshenshenguanliyouguanshiyidetongzhi》（yinfa〔2017〕9hao），jinyibujiangqiyekuajingrongzifengxianjiaquanyueshangxiantigaodaojingzichande2bei，bingjianggengduoleixingdebenwaibikuajingrongzibuyunarukuajingrongzifengxianjiaquanyuejisuan，shizhishangjinyibufangsongleyueguanli，weikuajingzhidaiyewuguimodejinyibukuodadiandinglejichu。